Independent Agent Acceptance of the Agreement

Section I: Acceptance of the Agreement
Welcome to the Financial Education Services business. Please read the Financial Education Services/YFL Independent Sales Representative Agreement and Policies and Procedures carefully, collectively referred to as “IR Agreement.”

Section II: E-Sign Notice- Consent to Electronic Record
E-Sign, the Electronic Signatures in Global and National Commerce Act (15 U.S.D. 7001, et seq.), requires that you consent to entering into an electronic agreement with Financial Education Services/YFL before a Financial Education Services/YFL IR Agreement can be executed.

  • If you enter into an online Agreement with Financial Education Services/UCES , you will not be required to submit a paper application. An electronic record will evidence the entire agreement between you and Financial Education Services/YFL . However, you must consent to the use of an electronic record and must read the Financial Education Services/YFL Terms of Use, Policies and Procedures and the Compensation Plan, and electronically acknowledge below that you have read these documents.
  • To access these documents and submit your online IR Application, you will need a personal computer or Mac with Internet access and operational Internet browser software.
By clicking on “I agree” below, you consent to the use of electronic records evidencing your agreement to the Financial Education Services/UCES Terms of Use, Policies and Procedures and the Compensation Plan of the Financial Education Services/YFL IR Agreement.

Section IV: IRS W9 Information
The Tax ID number must match the name as shown on your income tax return to avoid backup withholding. For individuals, this is your social security number.
Please verify the information submitted on your enrollment form. If correct, acknowledge by checking the box below, which will serve as your digital signature. For further information, please see the official IRS W9 form instructions:
Under penalties of perjury, I certify that:

  • The information submitted is correct
  • You are not an exempt payee (generally, individuals, sole proprietors are not exempt from backup withholding)
  • The IRS has not notified you that you are currently subject to backup withholding
  • You are a U.S. citizen or U.S. resident alien (individual/sole proprietor)